Two Factor Authentication procedures or Multi Factor Authentication procedures are a part of many interactions in our daily life. Most credit and debit cards now have an embedded chip, and showing ID or entering a PIN number are steps in authenticating who you really are. When it comes to online security and hackers, authentication can protect your account even if you username and password have been stolen. But is all of this extra security really necessary, or is it just getting in the way of instant access to your account?
Two Factor Authentication does make it slightly more complicated for you to log-in. Many companies will send you a secure code by SMS or E-Mail to verify that you are actually the account holder. The benefits of protecting your account through secure code easily outweigh the frustration of taking an extra minute to find your code. Unless you are directly targeted by a hacker, many hackers will move on if they cannot easily get in to your account with just a user name and password.
Understanding when and where to apply Two or Multi Factor Authentication to your business is important. You need to find a solid set of procedures that will not over -burden your employees while providing security to your interests. If your company has tiered users (which it should), lower tier users who do not have access to financials or vital systems may not need two factor authentication. Any procedures put in place must be followed strictly, even by you.
One site that has compiled a list of sites and programs that use Authentication is Two Factor Auth.
Most large organizations have already implemented some form of Two Factor or Multi Factor Authentication, another good sign that its right for your business.
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